Working Hours
  • Mon 8:00AM - 5:30PM
    Tue 8:00AM - 5:30PM
  • Wed 8:00AM - 5:30PM
    Thu 8:00AM - 5:30PM
  • Fri 8:00AM - 5:30PM
    Sat Closed
  • Sun Closed
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573-449-4171 | 1204 N College Ave Columbia, MO 65201

WHEN ACCIDENTS HAPPEN

How to Respond in a Tough Situation

Being in a car accident is the last thing anyone wants - but when it does happen, there are ways of making sure that the legal and insurance issues are handled with as little stress as possible.

  • First of all - stay calm.
  • If someone is injured, be sure to call for medical help.
  • Make sure you call the police.
  • Don't publicly make any statements where you either accuse the other person of causing the accident or take all the blame yourself. It could open you up to legal problems.
  • Whatever you do, don't leave the scene until you've had a chance to talk with the officer and you've gotten their name. It's important to make sure that your side of the story goes on the record. Afterward, it's a good idea to get a copy of the police report.
  • Make sure you have a pre-printed copy of your insurance information in the glove compartment, along with a camera you can use to provide pictures for the insurance company. A disposable camera with a flash for nighttime or interior shooting is usually best for this.
  • In dealing with the other driver, make sure you get their name, address, driver's license number and insurance information - and that they get the same information from you.
  • Also, make sure to get information from any witnesses as well.
  • Make sure you get pictures of any physical evidence of what could have caused the accident.
  • Write down pertinent details such as where the accident took place, what the weather was like, etc.
  • Once the information's exchanged, report the accident to the insurance company immediately, even if it's not your fault.
  • Make sure you understand how you're covered, and don't be afraid to ask the insurance company to explain the conditions of your coverage and payments.
  • Don't be afraid to seek legal advice - and don't sign anything if you don't understand it.
  • When you're using a body shop to get repairs to your vehicle, be aware that the insurance company can recommend a shop, but you are under no legal obligation to use its services. You have the legal right to choose the shop to do your repairs.
  • Also be aware that insurance companies sometimes try to dictate what type of parts are used in a vehicle's repair. They might insist that a shop not use Original Equipment Manufacturer (OEM) parts, as they are more expensive.

    You have a right to know what kind of parts are being used on your vehicle, and to know if your insurance policy dictates what kind of parts can be used in your car. If your policy lets you choose, you have the right to decide for yourself.
  • An insurance company also has the right to inspect your vehicle, but it is not required to do so. In addition, they cannot require you to visit one of their own claim centers.
  • And finally: Make sure you learn from this accident, but also let yourself move on from what happened. Everyone has an accident once in a while - it's just something that happens.

Remember - Drive Safely!

Want more information on your rights? To make an appointment, call us at 573-449-4171 or make an appointment online!


What Our Customers Are Saying

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Was driving from NY to LA when my Bus started dying on the highway. Lookup the nearest VW mechanic and come here. Walt is great! He took a look at my Bus, even though it was late and he was busy-and told me the last guy who rebuilt the engine screwed up. I trusted Walt to rebuild the engine, and he did it cheaper and quicker than the first mechanic, and much better! I now have 10-15mph higher top speed and it runs a lot smoother. Driving from MO to LA I went from losing 1qt/1000 miles to losing no oil! Superb job, honest guy, nobody knows more about air-cooled VWs than he.

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My daughter, a MU student, and her used 2007 high mileage Audi A4 broke down, the car was towed to Walt's. Walt called me the next day and went over his diagnostics and recommendations. He only recommended what needed to be done and did not recommend useless/costly repairs. When the car was complete, he called me with the final bill which was totally reasonable. He was timely and great to work with! I highly recommend this repair shop, it is so hard to find honest and qualified technicians and mechanics these days and Walt is truly one of the best I have ever worked with. I will definitely be back, thank you so much!

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I have an old (2001) high mileage (155k+) VW Golf, and I only take it to Walt's. The staff is friendly, honest, fair, and fairly quick with repairs. They give you options and explain the pros and cons of optional repairs. They keep my old Golf running well, with fair costs for repairs. I would (and have) recommended to anyone with a VW or similar German car.

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I had my MINI Cooper serviced here. These guys are great. They showed me everything about my car (as I know nothing about cars). The Baron MINI in Kansas City told me I needed new front and back brakes and rotors. After showing me how much brake pad I had left on the back brakes, the guy at Walt's said "that's nuts and these should last at least another year". They also did quality work and cost a couple hundred bucks less! I am very pleased!

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I would not take my car anywhere else. They are honest, friendly and work with you to make the best/most cost effective repair solutions.

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Great people and service. They went above and beyond in order to help me resolve a problem with my 2011 Audi S5. Definitely plan on going back.

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  • Call Us For Service: 573-449-4171